Monthly Recap- September 2014

Here goes another month in my budgeting adventures. I feel like I’m sort of getting the hang of this whole things. It seems so easy in theory, but when I am living it, it’s a whole other story.

I seems easy to “only spend as much as you allocate”, but in reality, it’s hard to stop buying things. As well, things always come up, as much as I try to plan ahead- I always forget something.

 

Let’s see how September went for me:

Sept 2014 final

 

For one person, I eat out WAYY too much. My coffee intake was not bad, but I need to work to bring it down to.. let’s say once a week, so 2.68*4 (10.72).  In general, I don’t think it’s a bad idea to have an allowance of $5.00 a week for snacks or coffee, but right now,  I want to minimize absolutely all expenses.

I’m very pleased I came under budget for gifts, but the hotel killed me. If I didn’t have to pay for that, I would’ve actually been under budget!

I managed to pay some debt off, so that’s always excellent 🙂

 

How did your month go? Better or worse than expected?

-R.

 

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3 thoughts on “Monthly Recap- September 2014

  1. I actually stuck to our food budget! It has helped since I have planned out meals for more than a week’s time. But we do use it all by the end of the month! Congrats to your paying off debt! Every little bit helps.

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    1. Thanks Laura!

      I think the toughest for me is creating that menu plan. I never know what I’m going to want to eat/make, and for some reason I have trouble following a plan. I think I need to stop being so picky.

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      1. It is very difficult especially since you sometimes aren’t in the mood for what you planned. I’ve become strict with it— and typically once it’s eaten I didn’t really care what it was as long as I was full in the end. It actually has helped me with some weight loss goals to take the “feeling” or “mood” out of what I am going to eat. But I still look at my menu and think “really…? I don’t want that!”

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