Purchases sort of slowed down this week, and I was able to get back on track. I didn’t finish very strong, but after the few previous weeks, this was not too bad.
Time to finish the 31 day challenge!
Day 24: Celebrate Birthdays on a Budget
Oh boy, don’t I know all about this one. Both my parents’ birthdays are in the same month, and the costs really add up. We usually don’t make a big deal about it, but this year it was my mom’s 50th, so it was a big deal! My parents aren’t big on gifts- thankfully!- but when it’s a milestone, I had to impress!
The best deal I got for the party was having a connection at a bakery, and getting two amazing cakes (one for mom,one for dad) at an AMAZING price.
Day 25:Cut Holiday Spending
This one is going to come in really handy soon.
The most important thing is to start saving money ASAP. Then, set a budget for gifts, this can be done as an overall budget or as a budget for each person.
I LOVE making homemade gifts-this is where Pinterest comes in.
I think where Christmas gets most expensive is in the “Let me get a few little things just in case”- we know those “surprise! I got you something” people that we need to prepare for. While it;s a nice gesture, if it’s not agreed upon, don’t feel bad if you don’t have something for them. This will be my motto this year.
Ask, agree, plan. Shop with a plan-or at least a budget!
Day 26: Grab Gift-Giving Supplies for Less
The wrapping part actually takes up a lot of money, that I never account for in my budget.
I like all of Kalyn’s suggestions and will absolutely use them this Christmas.
Day 27: Save Money on Pets
I have a little water frog, so I’m not sure that really constitutes. I buy him a little packet of food, once ever couple years. When I eventually have a big pet, I will have to use this tips because I have seen how expensive pet care is these days.
Day 28: Make Entertainment Affordable
I think the best way to save on entertainment is either do it for free, or at a discount. I like the Scene loyalty card that gives me free movies and saves me on popcorn.
Taking your own food to the movies or any other activity is a great way to save money too.
Day 29: Save on Household Expenses
This is not a big issue for me right now, but will definitely be something that will interest me as soon as I have my own place. These are good tips to share with my mom though.
Day 30: Eliminate Excess Debt
This is my main goal right now, and I have been focusing on cutting expenses and putting anything extra into my debt.