My sentiments about the last month:
These images combined are more or less 100% accurate.
June was just awful for money spending.
I bought a lot of gifts, some expensive skin care after the effect of my exam stress and celebrated being done another exam and seeing friends that I have neglected for months… so basically, everything I did this month costed money. And lots of it.
Looking forward to July:
I am banking on things slowing down and me just enjoying being home or out but not going out.
A couple of things I decided to do in July:
Up my spending percentage to 30%, leaving my saving rate at 70%. I hope this bump will help me stay on course.
Something I want to do is, which so far I am calling “Double Trouble”- suggestions are of course welcome- for everything that I buy that is under the “misc” category or just not a necessity, I will put the same amount into savings. Let’s say I buy a new lipstick for $7, $7 will go into my savings.
WISH ME LUCK! Seriously!!! Going from spending 65% to 30% surely won’t be easy.